Esther the Wise. I miss having cats. This one belongs to the 'rents.

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Universal Healthcare or Corporate Welfare?

Ever since Hillary Clinton's overreaching Universal Health Care project fell flat in the 90's, we constantly hear Republicans tying the very idea of government sponsored healthcare to Communism and Socialism. Privatization supposedly offers more choices and provides a lower overall cost to the consumer. In theory, they are somewhat correct. In practice, however, that is not the case. The healthcare industry is rapidly consolidating. There are maybe five major players nationally at this point, and as with what is happening to many American industries, you can pretty much make a safe bet that in the next few years, there will be even less choices. Much of this is due to deregulatory legislation that has been very healthy for corporate America over the last few years. I think this is one of the major drawbacks of an unfettered Capitalistic economy. When there are no stops in place, the Corporation is allowed to grow and absorb all that it can, thus eliminating competition and incr...
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Out with the old, in with the new

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I'm a little late on this entry, as it is the middle of January 2013. I had meant to drop a few lines at the end of 2012 but like many other important things I've vowed to tackle in life, the thoughts found themselves in a holding pattern up in the grey matter. But hey! Now is as good a time as any, right? The past year has been an amazing experience, all around. I thought 2011 was a banger of a year, but 2012 actually topped that and then some. We were faced with challenges and adversity, but we always overcame them and moved forward. That's what life is about. I started of 2012 still living in my cozy Grandview Heights town home and continuing the daily grind with Chase Home Finance. Rochelle flew out to spend the New Year with me, and I took her out on the town. We were able to see the Columbus Zoo Lights on New Year's Eve, did some major shopping at Easton Town Center. At the end of her visit, I surprised her by flying back out to Virginia for a few more days....
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Your Gas Dollars At Work

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Exxon Mobil sets record profit in Q4. Let's hear it for unfettered capitalism! Exxon Mobil Corp. set U.S. records for annual and quarterly profits Monday as it easily topped fourth-quarter earnings forecasts. The nation's largest oil company reported net income in the fourth quarter of $10.7 billion, or $1.71 a share, compared to $8.4 billion, or $1.30 a share, a year earlier. Excluding items, Exxon Mobil ( Research ) earned $10.3 billion, or $1.65 per share, topping a consensus forecast of $1.44 a share from analysts surveyed by earnings tracker First Call. It also topped the record for quarterly profits it set in the third quarter, when it earned $9.9 billion. Shares of Exxon Mobil gained 2 percent in early-afternoon trading, helping to take the Dow into positive territory. For the year the company earned net income of $36.1 billion, or $33.9 billion excluding special items. That's up 31 percent from the $25.9 billion it earned on that basis year earlier. Exxon Mobil...
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